My First REIT Investment: Why I Chose Roots and What You Should Know About REITs
Introduction
In January, I made my first real estate investment through a platform called InvestwithRoots.com. After receiving my first quarterly distribution—calculating to a 2.2% return—I decided it was time to share my experience.
This article will explain:
What a REIT is
Why REITs are attractive to investors
What options are available on the stock market
The pros and cons of investing through roots.com
I. What Is a REIT?
A REIT (Real Estate Investment Trust) is a company that owns, operates, or finances income-producing real estate. REITs allow individual investors to earn returns from real estate—without having to buy or manage property themselves.
Most REITs are publicly traded on stock exchanges, making them easy to invest in just like traditional stocks. Investors typically receive income through dividends generated by the rent or profits from the REIT's properties.
II. Why REITs Are Attractive to Investors
REITs appeal to investors for several reasons:
Diversification: Real estate adds a new asset class to your portfolio
Passive Income: Most REITs pay dividends quarterly or monthly
Liquidity: Public REITs can be bought and sold like regular stocks
Accessibility: You can start investing with as little as $10 on fractional platforms
Tax Benefits: Some REITs qualify for special tax treatment under U.S. law
III. Publicly Traded REIT Options
There are hundreds of REITs on U.S. stock exchanges. Here are a few popular categories:
Residential REITs – Focus on rental apartments and housing
Example: AvalonBay Communities (AVB)Commercial REITs – Office buildings and business centers
Example: Boston Properties (BXP)Industrial REITs – Warehouses, logistics hubs
Example: Prologis (PLD)Retail REITs – Shopping centers and mixed-use retail
Example: Realty Income (O)Healthcare REITs – Hospitals and senior living facilities
Example: Welltower (WELL)
These are all liquid, regulated, and backed by established companies.
IV. My Experience with Investwithroots.com
I decided to invest in roots.com in January 2025 as a test to verify the platform’s legitimacy and diversify into real estate. The first quarterly distribution came in at 2.2%, and I was given the option to reinvest it or collect it as cash.
Roots takes a community-centered approach to real estate investing. The platform supports renters and reinvests in properties that build stability. That mission appealed to me—but as with all investments, there are pros and cons.
V. Pros and Cons of Investing with Roots
Pros
Low minimum investment (accessible entry point)
Quarterly distributions with optional reinvestment
Positive social impact via tenant support initiatives
Exposure to real estate without being a landlord
Cons
Your investment must be held for a minimum of 1 year before withdrawal
Not publicly traded – limited liquidity compared to stock market REITs
Short performance history – less data to evaluate long-term results
Platform-specific risk – tied to the success and management of Roots itself
VI. Final Thoughts
REITs are a powerful way to generate passive income and diversify your investment portfolio. My experience with roots.com has been encouraging so far. It gave me an easy entry point into real estate and a small but meaningful return—while testing the platform’s reliability.
For those looking to grow their wealth with an impact-focused angle and can commit for at least a year, Roots might be worth a look. For others, public REITs offer greater liquidity, transparency, and historical performance data.
As always—do your research and align investments with your financial goals.
We hope that this information has been beneficial to you! If you have found this information beneficial and would like to donate to a great cause click here to donate: DONATE
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